Rules
What licenses, taxes, and insurance should I expect?
Plan on a Florida DBPR vacation rental license, a local business tax receipt, a tourist-tax account for the county that actually contains the house, and insurance that knows guests are staying — a normal homeowner policy often does not. Fees and forms change. We help you see the list and keep the paperwork next to the listing. You, or your CPA and insurance agent, sign and pay it. We are not your lawyer or your insurer.
- 01DBPR
State vacation-rental license through the Division of Hotels and Restaurants.
- 02City or county receipt
Depends on the parcel. A city inside Osceola can ask for its own license on top of the county.
- 03Tourist tax
Collected and remitted on the county’s rules. Confirm what each OTA remits for you and what is still yours.
- 04Insurance
Tell the carrier it is a short-term rental. Ask about liability limits the HOA may also require.
This is orientation for Central Florida owners. Confirm the parcel with the property appraiser and the current forms with the county, city, DBPR, and your carrier.
Walk through the HOA, the state fee, and the county fee